Private money manager for iPhone

Know where every penny goes.

Type “coffee 20” and it is saved. Track cash, bank accounts, credit cards and budgets in one calm app, with every record kept on your iPhone.

Coming soon to the App StoreSee features
  • No sign up
  • No ads
  • No tracking
3 tapsto add an expense
0accounts to create
0ads or trackers
100%of your data on your iPhone

Features

Everything your money needs. Nothing it does not.

From a quick coffee to a car loan, ExpTracker keeps the books straight with simple rules: balances are worked out from your entries, and transfers never count as spending.

Quick add

Type it like a note.

Write what you spent the way you would text a friend. ExpTracker picks the amount, category, account and date, and splits several entries in one line.

coffee 20, taxi 60 yesterday
Coffee · Food · Today20Taxi · Transport · Yesterday60

Budgets that speak up

One total budget or one per category, weekly, monthly or yearly. See what you can spend per day, with alerts at 80% and 100%.

Credit cards, under control

Statement day, due day, this cycle's spend, amount due and available limit. A reminder 5 days and 1 day before the bill is due.

Recurring, handled

Rent, salary and subscriptions on a daily, weekly, monthly, yearly or custom schedule. Added for you, or waiting for your OK.

Net worth over time

Everything you own minus loans and card balances, with a month by month trend chart.

Receipts and screenshots

Attach a receipt photo, or share a payment screenshot. The amount, payee and date are read on your iPhone for you to confirm.

Siri and Shortcuts "Add expense in ExpTracker", or one press of the Action Button.

Payees and tags Totals per shop, person or tag, like #trip or #work.

Templates One tap for the entries you make every week.

Search and filters By note, category, amount, account, date range or tag.

Export and import CSV, Excel and a monthly PDF report. CSV import with duplicate checks.

Face ID lock Lock the app with Face ID or your passcode, with auto-lock.

Honest transfers Moving money or paying a card is never counted as spending.

Loans and lending Loan payments, remaining balance, and who owes whom.

Inside the app

Calm screens. Clear numbers.

Big, bold amounts, native iPhone gestures and helpful empty states. Swipe through.

Daily, calendar and monthly views

Budgets with a per day allowance

Card cycles and due reminders

Accounts and net worth

Stats for any period

How it works

A day with ExpTracker.

Logging money should take less time than spending it. Here is what an ordinary day looks like.

Coming soon to the App Store
  1. 8:10 am

    Coffee on the way

    Type "coffee 4.5" in the bar on Home and press Enter. Category, account and time are filled in. Undo is one tap away.

  2. 1:30 pm

    Lunch with a receipt

    Snap the receipt and attach it to the entry, so you can find it again at tax time or for a refund.

  3. 6:45 pm

    Paying the card bill

    Record it as a transfer from your bank to the card. The card balance drops and your spending stays counted once.

  4. 9:00 pm

    The evening check in

    An optional reminder asks what you spent. Reply "taxi 18, groceries 62" right from the notification.

  5. Month end

    See where it went

    Your budget bars, the category donut and the net worth trend tell the story of the month in a glance.

Privacy first

Your money is nobody else's business.

ExpTracker is built so we cannot see your data even if we wanted to. Text in receipts and screenshots is read by your iPhone, not by a server.

Read the privacy policy
  • No account. No email, no password, no profile.
  • No server. Entries live in the app on your iPhone.
  • No ads or analytics. No third-party SDKs at all.
  • Face ID lock. Keep the app closed to anyone holding your phone.
  • Your exit. Export to CSV or Excel, or save a backup file, any time.

FAQ

Questions, answered.

Is ExpTracker free?

Yes. ExpTracker is free to download, with unlimited entries and accounts, categories, all views, stats and search. Some advanced tools are an optional upgrade inside the app. There are no ads, ever.

Do I need to create an account?

No. There is no sign up and no login. Open the app and start adding entries.

Where is my data stored?

On your iPhone only. ExpTracker has no server, so we never see your entries. Delete the app and the data is gone with it.

Does it connect to my bank?

No. ExpTracker never asks for bank logins. You add entries yourself in seconds, or with Siri, templates, CSV import and payment screenshots.

Can I move my data to a new iPhone?

Yes. Moving with Quick Start or an iPhone backup brings your data along, and you can also save a backup file in the app and restore it on the new phone.

Can I export my data?

Yes. Export any date range to CSV or Excel, or get a monthly PDF report to share or keep.

Why is a card payment not an expense?

Because the spending already happened when you used the card. Paying the bill only moves money from your bank to the card, so it is a transfer. That way nothing is counted twice.

Which devices are supported?

ExpTracker is built for iPhone. Siri, Shortcuts, the Action Button and Face ID work on any iPhone that supports them.

More answers on the support page.

Start tracking in under a minute.

No sign up, no setup wizard. Open ExpTracker, add your first expense, and see your month take shape.

Coming soon to the App Store